Here’s a refined color palette suitable for a realtor agent’s website, primarily using gold and black colors, ensuring WCAG 2.1 color contrast compliance:

 <Realtor Agent Gold and Black>
1. Background - 
                            
                            #F6F6F6
                         - A soft, light gray that provides a clean and neutral backdrop, enhancing readability and allowing other colors to stand out.
2. Text - 
                            
                            #1A1A1A
                         - A deep, rich black that ensures maximum contrast against the background, making the text highly legible and professional.
3. Primary Action - 
                            
                            #D4AF37
                         - A luxurious gold that serves as the primary action color, drawing attention to buttons and links while conveying a sense of sophistication.
4. Secondary Action - 
                            
                            #A67C29
                         - A darker gold tone that complements the primary action color, used for secondary buttons or links that require emphasis without overwhelming the primary action.
5. Accent - 
                            
                            #C0C0C0
                         - A sleek silver that can be used for borders, icons, or highlights, adding a modern touch and further enhancing the luxurious feel of the palette. 

Palette Description:

This palette combines elegant shades of gold with the timelessness of black, creating a sophisticated and modern look for the realtor agent’s website. The light gray background ensures that elements are easy to read and navigate, while the golds add a touch of luxury that appeals to potential clients. The darker accents enhance depth and create a cohesive design.

Follow-Up Questions:

1. Are there any specific branding elements (like logos or images) that should influence the color choices?
2. Do you have a preference for any specific shades of gold or black?
3. What type of content will primarily be featured on the site (listings, blog, etc.)?