Here’s a color palette designed specifically for an Instagram account focused on making money online. This palette evokes confidence, success, inspiration, and action, while incorporating the color black as requested.

### Color Palette: "Empower Your Wealth"

1. **Jet Black**
   - **Hex Code:** 
                            
                            #000000
                        
   - **Description:** A strong and bold black that represents authority and sophistication. It serves as a powerful backdrop that enhances the other colors in the palette, evoking a sense of stability.

2. **Gold**
   - **Hex Code:** 
                            
                            #FFD700
                        
   - **Description:** A bright, shimmering gold color that symbolizes wealth, success, and prosperity. It is eye-catching and inspires action, making it perfect for highlighting key information.

3. **Emerald Green**
   - **Hex Code:** 
                            
                            #50C878
                        
   - **Description:** A vibrant green that embodies growth, renewal, and financial prosperity. This color promotes feelings of safety and encourages viewers to take action towards their financial goals.

4. **Royal Blue**
   - **Hex Code:** 
                            
                            #4169E1
                        
   - **Description:** A deep and rich blue that conveys trust, confidence, and professionalism. It inspires a sense of calm and reassurance, essential for building a loyal audience.

5. **Crimson Red**
   - **Hex Code:** 
                            
                            #DC143C
                        
   - **Description:** A bold red that stimulates excitement and urgency. This color can evoke action and is perfect for call-to-action elements, encouraging engagement from followers.

6. **Silver**
   - **Hex Code:** 
                            
                            #C0C0C0
                        
   - **Description:** A sleek and modern silver that represents modernity and innovation. It complements the other colors while adding a touch of elegance, reinforcing the idea of cutting-edge financial strategies.

### Summary:
This color palette combines the strength of black with vibrant colors that evoke feelings of success and action. The use of gold and emerald green highlights the financial theme, while royal blue and crimson red drive engagement. Silver adds a modern touch, making this palette perfect for an Instagram account focused on making money online.