<Formal Warm & Fun> 
1. Forest Green - 
                            
                            #228B22
                         - A deep, lush green that conveys stability and growth, creating a formal yet inviting atmosphere. 
2. Papyrus - 
                            
                            #D6CDAF
                         - A soft, warm beige reminiscent of natural materials, adding a touch of elegance and warmth. 
3. Midnight Blue - 
                            
                            #191970
                         - A rich, dark blue that adds depth and sophistication while balancing the warmth of the other colors. 
4. Mint Green - 
                            
                            #98FF98
                         - A light, playful green that introduces a fun element without compromising the overall formality. 
5. Sand - 
                            
                            #F4E1B2
                         - A warm, light beige that complements the papyrus color, enhancing the palette's warmth and approachability.

This color palette combines formal elements with a warm touch and a playful aspect. The earthy greens and soft beige create a welcoming atmosphere, while the darker blue adds a sense of professionalism and depth.

What specific design project are you considering this palette for? Are there any particular elements or themes you want to emphasize?