Here is a color palette based on your query for Navy and Gold:

json
{
  "palette_name": "Navy & Gold Elegance",
  "colors": [
    {
      "name": "Deep Navy",
      "hex_code": "
                            
                            #1D3557
                        "
    },
    {
      "name": "Metallic Gold",
      "hex_code": "
                            
                            #FFD700
                        "
    },
    {
      "name": "Midnight Blue",
      "hex_code": "
                            
                            #003366
                        "
    },
    {
      "name": "Champagne Gold",
      "hex_code": "
                            
                            #F7E7CE
                        "
    },
    {
      "name": "Silver",
      "hex_code": "
                            
                            #C0C0C0
                        "
    }
  ]
}

This palette combines the sophistication of Deep Navy with the luxurious touch of Metallic Gold, enhanced by complementary shades of Midnight Blue, Champagne Gold, and Silver for added depth and elegance.

Would you like to see variations of this palette or suggestions for design applications?