Here’s a color palette based on your provided colors:

json
{
  "palette_name": "Elegant Contrast",
  "colors": [
    {
      "name": "Rich Black",
      "hex_code": "
          
          #0A0A0A
       "
    },
    {
      "name": "Golden Yellow",
      "hex_code": "
          
          #D4AF37
       "
    },
    {
      "name": "White Smoke",
      "hex_code": "
          
          #F5F5F5
       "
    }
  ]
}

This palette features a striking contrast between a deep black, a luxurious golden yellow, and a soft white smoke. It creates a modern and sophisticated look, perfect for elegant designs.

Do you have any specific use cases in mind for this palette, or would you like further adjustments or additional colors?